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The platformРІР‚в„ўs clean design is still reminiscent of a spreadsheet, but one that has a lot more power and intelligence behind it. The YNAB app opens up the platform to third-party developers to build add-on features that extend the power of the core app. The app even integrates with your Apple watch and can talk to you through Alexa.

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YNAB is now available for Mac users, as an iPhone app and on the iPad. The companyРІР‚в„ўs flagship app, YNAB for Web, has now evolved into a multi-platform for personal budgeting. What started as a simple budgeting tool largely inspired by spreadsheets has come a long way since YNAB 3 was launched in 2009 using the Adobe Air platform, and subsequently upgraded to YNAB 4 in 2012. YNAB is a budgeting app that supports a broad array of devices across a number of operating environments. YNABРІР‚в„ўs platform offers some tangible benefits, which weРІР‚в„ўve outlined below. And those are the exact features that they incorporated into both YNABРІР‚в„ўs desktop software and the latest web-based budgeting tool. The co-founders of YNAB created it out of a need for a simple yet flexible approach to managing their finances. If youРІР‚в„ўve used budget apps before, YNAB might be for you. Either way, youРІР‚в„ўll certainly find YNAB a great tool that facilitates joint management of your finances. Maybe you and your spouse or partner jointly manage your money but are always at odds over how you should tackle debt. Maybe you struggle with managing your money or arenРІР‚в„ўt sure what it takes to get your spending under control.

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Even using rudimentary budget spreadsheets is better than not having a budget at all, but why not upgrade to a 21st-century approach to money management? Read the rest of this YNAB review for a deep dive into this budgeting app. YouРІР‚в„ўll never miss a step with YNAB, and itРІР‚в„ўs website tagline simply sums up what YNAB offers: РІР‚СљStop living paycheck-to-paycheck, get out of debt and save more money.РІР‚СњР”Р„t first glance, YNABРІР‚в„ўs website offers everything you need to know: Stop living paycheck to paycheck, get out of debt and save more money. YNABРІР‚в„ўs intuitive design (albeit pricey) platform allows you to connect directly with your bank/financial institution to securely import your transactions.

Ready to take the proverbial bull by the horns and get your finances in shape once and for all? After all, no matter where you are in your life, whether youРІР‚в„ўre newly graduated from college, just married, on your third baby or nearing retirement, you can make a budget work for their advantage.

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